537 10th Street West

Bradenton, FL  34205

941-761-0363

941-748-4282 (fax)

E-mail: info@consumer-lawyers.com

Consumer Law Center, PA, has been defending the people, not the banks or credit card companies, for more than 10 years. 

We understand extreme financial duress and we only represent people in financial trouble.  As a member of the National Association of Consumer Advocates (NACA) and the National Association of Consumer Bankruptcy Attorneys (NACBA), we are Bradenton Bankruptcy Attorneys who proudly provide the highest quality legal services for our clients. 

 FREE INITIAL CONSULTATION!  CALL US FOR AN APPOINTMENT.

 ¦ Bankruptcy Chapter 7 - liquidation
 ¦ Bankruptcy Chapter 13 - reorganization
 ¦ Mortgage Foreclosure Defense
 ¦ Credit Card/Small Claims Defense
 ¦ Contract preparation/contract review
 ¦ Real estate sale and purchases
 ¦ Closing/settlement document review
 
If you are in or are being threatened with foreclosure, do not move out of your house without speaking with an attorney first.  Protect yourself!  Do not make an offer, buy, refinance or lease without an attorney.  Know your legal rights. 

 Margaret P. Lambrecht, Attorney at Law
 Grissim H. Walker, Jr., Attorney at Law
 

The Consumer Law Center, P.A., provides personal bankruptcy services and foreclosure defense from its offices in Bradenton, Florida to clients from the entire Tampa Bay and Southwest Florida area, including Sarasota, Manatee, Pinellas, Pasco, and Hillsborough counties.

We are SARASOTA - BRADENTON BANKRUPTCY LAWYERS:

Chapter 7 liquidation bankruptcies for those whose household income qualifies.  Eliminate unsecured debt like credit cards, medical bills, and deficiency judgments.  Get a fresh start.

Chapter 13 bankruptcies for those whose income disqualifies them from Chapter 7 filings, for those with substantial non-exempt assets they intend to retain, and and for those who may benefit from stripping the lien of a second mortgage to make home preservation more practical. Make sense of the madness, and eliminate excess debt while making a payment you can afford.

We are SARASOTA - BRADENTON FORECLOSURE DEFENSE LAWYERS:

Foreclosure defense. 

Fight foreclosure, save your home, defend your rights.  We can assist in preparation for, and conduct of, modifications, or mediation for cases already in foreclosure, and in the vigorous examination of the file and pursuit of discovery of facts for substantive defense in appropriate cases.

We are also SARASOTA - BRADENTON CONSUMER RIGHTS LAWYERS who maintain a practice that fights for individual people's rights under a wide range of consumer protection statutes, and to vindicate you against the overreaching deceptive and unfair trade practices of bad businesses such as debt collectors, unlicensed home repair outfits, and purveyors of unconscionable contracts. 

Bankruptcy

Automatic stay Chapter 7 (seven) Chapter 13 (thirteen) Chapter 13 plan Exemptions Cram down Discharge Discharge of income tax in bankruptcy Florida homestead Lien stripping Means test Personal bankruptcy General Bankruptcy Information Relief from stay Tenancy by the entireties in Florida

Foreclosure Defense

Deed in lieu of foreclosure HAMP (Homeownership) Loan modification MERS (Mortgage Electronic Registration Systems, Inc.) Mortgage backed securities Pooling and Servicing Agreements RESPA (Reale Estate Servicing Procedures Act Short sale Sub-prime TILA (Truth in Lending)

Collections Defense

Credit cards Deficiency judgments Discovery in aid of Execution Garnishment Medical bills Predatory Lending Repossessions Small claims

Consumer Protection & Advocacy

Auto Finance Fraud Civil theft Contingency Fee Deceptive and unfair trade practices FCRA (Fair Credit Reporting Act) FDCPA (Fair Debt Collection Practices Act) Fraud NACA (National Association of Consumer Advocates)-member NACBA (National Association of Consumer Bankruptcy Attorneys)-member NCLC (National Consumer Law Center)-subscriber Private Attorney General Protecting Tenants at Foreclosure Act of 2009

Tax Controversies

Cancellation of debt Discharge of indebtedness income Discharge of tax debt in bankruptcy IRS disputes Offers in compromise Payment plans Responsible officer trust fund withholding tax penalties (6672)